Additional Savings and Resources
Finding insurance companies that provide affordable car insurance and additional comprehensive plans
isn't all that difficult. Some of these comprehensive plans can be added to your existing policy and
may already be included in your homeowner's or renter's policy. If you are a member of a car club,
you may be entitled to additional discounts or group rates
through your car club. The same may apply to other organizations.
Understanding your limits and deductibles is important when shopping for insurance and
deciding which plan is best for you.
The Coverage Limit determines the most an insurance company will pay for a covered loss
under a particular coverage. Some limits apply to each person, and others apply to each occurrence.
Keep the different limits in mind as you make your coverage choices.
The Deductible is the amount of the loss you've agreed to pay out of your own pocket
before an insurance company will pay for a covered loss. The higher you set your coverage limit, the higher your car
insurance rates will be, but the greater amount of protection you'll have.
The higher you set your deductible, the lower your car
insurance rates will be, but the more you’ll have to pay out of your own pocket when you make a claim.
For specific information on items and accessories
covered, limits, restrictions, discounts, and more, please speak with an insurance agent before choosing any insurance policy.
Insurance Companies and Resources:
Department of Motor Vehicle Offices by State: