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Car Insurance Glossary - H

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Hit and Run - An accident caused by someone who does not stop to assist or provide information.
Hood Restraint And Backup Battery Anti-theft Device - The hood restraint is a device preventing full access to under-hood components, including chain restraints that allow hood opening a maximum of four inches, a mechanical or electrical device that physically locks the hood down, or a mechanical or electrical device that prevents the factory-supplied hood mechanism from operating. The backup battery is an auxiliary power source that trips an alarm device if the main power source is disconnected or if wires to the alarm device are cut or disconnected.
Household Members - Household members are considered those who live in the same household with the named insured other than the spouse.

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